What to Do About a Lawsuit?

What to Do
About a
Lawsuit?

If a Lawsuit has been Filed Against You

If you find yourself involved in a lawsuit, it is very important that you take the summons seriously and deal with it immediately. Failure to respond to a legal complaint not only upsets the court, but you can end up with a slam-dunk “default judgement” against you that can lead to a lien being placed on your home, funds taken against your will from your bank account, or worse.

Here at Childs Law, we regularly work with clients having financial difficulties because of job loss, divorce, excessive medical bills and many other issues. We will help you understand all of your options and explore the best way for you to answer the summons you have received and defend against it.

Never Ignore a Legal Summons or Lawsuit

If you are being sued by a creditor, it is important that you contact a lawyer right away. If you ignore the lawsuit, it automatically becomes a default judgment for the creditor. If that default judgement is recorded in the county where you own your home, the judgment could be considered a secured debt against your house. Better that unsecured debts remain “un-secured” as they are easier to reduce or eliminate as we explore a totally-encompassing plan to deal with your debt issues.

If time has passed and your have a default judgement that has been recorded in the county where your home is representing a lien against your home, you may still be able to have the liens removed as part of a bankruptcy proceeding. That said, liens on your property create complications that can make your bankruptcy less certain, more time consuming and more expensive so, when possible, deal with them at once!


e-Mail Vanessa Childs Map to Office

I am Bankruptcy Attorney Vanessa Childs. Every day I meet good people struggling financially. I have dedicated my law practice to helping people find solutions to tough situations. It is my mission to help clients facing a debt crisis to get control of their finances and start on a path to a financially secure future. It is a very rewarding experience to meet with a client who is facing the loss of their car, home, or their family’s life style as they currently know it because it all about to fall apart; to hear about the stress, anxiety, the loss of sleep, yet we are able to make a legal plan to immediately and drastically improve their situation.

When you visit me, I will likely be able to reduce your anxiety so that you will walk out of my office with real hope and you’ll be looking forward to a tangible and fresh start. It is my experience that anyone is but one job loss or one unexpected medical emergency away from the need for a bankruptcy attorney. Being in debt doesn’t make you a bad person. Good people can fall victim to bad circumstances. I am here to help.

Knowledge is Power and we will share our knowledge with you when you have us partner with you in stopping further damage and harassment from mortgage lenders, banks, and other creditors while getting your financial life back in order.

Call our office to schedule an appointment with attorney Vanessa Childs. Our offices are open 9 am – 5 pm, Monday through Friday, and our service can reach us if you have a pressing after-hours matter.

Call (702) 666-0408


e-Mail Vanessa Childs Map to Office
I am Bankruptcy Attorney Vanessa Childs. Every day I meet good people struggling financially. I have dedicated my law practice to helping people find solutions to tough situations. It is my mission to help clients facing a debt crisis to get control of their finances and start on a path to a financially secure future. It is a very rewarding experience to meet with a client who is facing the loss of their car, home, or their family's life style as they currently know it because it all about to fall apart; to hear about the stress, anxiety, the loss of sleep, yet we are able to make a legal plan to immediately and drastically improve their situation. When you visit me, I will likely be able to reduce your anxiety so that you will walk out of my office with real hope and you'll be looking forward to a tangible and fresh start. It is my experience that anyone is but one job loss or one unexpected medical emergency away from the need for a bankruptcy attorney. Being in debt doesn’t make you a bad person. Good people can fall victim to bad circumstances. I am here to help. Knowledge is Power and we will share our knowledge with you when you have us partner with you in stopping further damage and harassment from mortgage lenders, banks, and other creditors while getting your financial life back in order.
Call our office to schedule an appointment with attorney Vanessa Childs. Our offices are open 9 am – 5 pm, Monday through Friday, and our service can reach us if you have a pressing after-hours matter. Call (702) 666-0408